In the Twin Cities and surrounding areas, the main type of storm damage we are at risk of in the summer is hail damage, lightning and thunderstorm damage, flood damage, high winds, and tornados. Any of these can cause havoc to your home or business. If disaster should strike, it is vital to repair storm damage quickly.
What to do first if storm damage strikes, stay calm and know all material things can be fixed. 24Restore’s highly trained team works hard to relieve as much stress as possible from stressful situations. After you call your insurance company to get the claim started, 24Restore is the only call you will have to make, let us handle the rest.
Severe damage from most storms is covered under home and business insurance policies, but the specifics vary. The amount you are responsible for paying depends on your premiums and deductibles, the age and structure of the building, the extent of your damage, property values in your neighborhood and much more.
Most storms are considered acts of God, which means that your insurer can’t single you out for rate increases. However, failing to file claims in a timely manner can make you ineligible for coverage, and entire neighborhoods can be subject to rate increases following disasters. That means you should always file claims as quickly as possible so you don’t end up paying more in future premiums without receiving the benefits now.
It is always a good idea to document the damage to your home to the best of your ability. Take a lot of photos and be sure to hang on to any receipts and documents related to appliances and maintenance work you completed prior to the storm.
After that call 24Restore. We will come out and assess the damages and we will work directly with your insurance company to help you save as much money as possible. Then our powerhouse reconstruction team will restore your home or business back to the way it was, if not better!
Severe storms can be frightening and dangerous, and safety has to be your first priority. Check out storm safety tips here.
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